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Bank of America Premium Rewards Elite Credit Card

Enjoy $550 annual travel credits and unlimited lounge access, plus 2 points per $1 on travel and dining.

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Discover more details about the card:

Receive up to $550 in annual credits for trips, including unlimited access to airport lounges.

Earn 2 points for every $1 spent on travel and dining purchases.

Receive 50,000 online bonus points after making $3,000 in purchases within the first 90 days.

Enjoy concierge service to assist with travel, dining, and other personal requests.

CREDIT CARD THAT ACCEPTS THOSE WITH NEGATIVE CREDIT

CREDIT CARD THAT ACCEPTS THOSE WITH NEGATIVE CREDIT

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SEE HOW TO APPLY

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Bank of America Premium Rewards Elite Credit Card


Meet the Bank of America Premium Rewards Elite Credit Card, a strategic tool for maximizing rewards and benefits across your everyday spending in the United States.

Designed for those who appreciate both luxury and practicality, this card offers an attractive blend of exclusive travel perks and robust reward rates on purchases.

Delve into a world of elite privileges with features that make every transaction worthwhile.

Begin your journey towards optimized financial wellness with this powerful credit resource.


Receive up to $550 in annual credits for trips, including unlimited access to airport lounges.

One of the standout cost-saving benefits of the Bank of America Premium Rewards Elite Credit Card is the $550 in annual travel credits.

This substantial annual credit covers a wide range of travel expenses, allowing cardholders to allocate funds elsewhere.

It includes unlimited airport lounge access, which can significantly reduce travel-related expenses for frequent flyers.

For individuals who travel often, paying for lounges separately can quickly add up, but this card’s feature eliminates that cost.

This benefit essentially makes luxurious amenities more accessible, reinforcing the card’s value proposition.

Cardholders can enjoy these perks without worrying about the extra out-of-pocket expenses.



Earn 2 points for every $1 spent on travel and dining purchases.

With the Bank of America Premium Rewards Elite Credit Card, users earn 2 points per dollar spent on travel and dining purchases.

This rewards rate is particularly advantageous for those who regularly spend in these categories, incrementally saving money over time.

Points can be redeemed for an array of rewards, effectively lowering the cost of future travel and dining experiences.

For example, expenditure on a $500 restaurant bill results in 1,000 points, contributing to significant savings when redeemed.

Such incentives encourage spending in areas that simultaneously reward the cardholder’s lifestyle choices.

This program provides an efficient way to maximize savings through everyday purchases.




Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

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Receive 50,000 Online Bonus Points After Making $3,000 in Purchases Within the First 90 Days


This significant reward translates into real financial savings and flexibility.


With these 50,000 bonus points, cardholders gain options to redeem towards travel, covering expenses with statement credits, or shopping online, reducing out-of-pocket costs.


For instance, 50,000 points can equate to $500 in travel expenses, such as flights or hotel accommodations.


Alternatively, these points could be used for shopping opportunities or even part of a tuition fee, depending on redemption choices.


These opportunities offer cardholders substantial savings, essentially earning back a significant percentage of the initial spend, rewarding proactive credit management.



Enjoy Concierge Service to Assist with Travel, Dining, and Other Personal Requests


The concierge service acts as a personal assistant at no extra charge, offering convenience and cost-effectiveness.


Cardholders save money by leveraging expert advice to find the best deals and reservations, avoiding potentially costly missteps.


For travel needs, the service can identify cost-effective options or hidden deals, ensuring you make the most of your budget.


In dining, the concierge can book hard-to-get reservations or recommend venues within specific price ranges.


This service optimizes spending by utilizing the expertise of professionals, enhancing cardholders' lifestyle while still keeping an eye on savings.



HOW TO REQUEST

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